River Falls State Bank is a bank based in River Falls, Wisconsin, established in 1949, with $141 million in total assets across 1 branch. By Trust Grade it ranks 77th of 154 banks we track in Wisconsin. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against River Falls State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River Falls State Bank compares to Wisconsin peers
How we graded River Falls State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for River Falls State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 124 S 2nd St, River Falls, WI 54022
Are deposits at River Falls State Bank insured?
Yes. River Falls State Bank is an FDIC-insured bank (FDIC certificate #16840). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River Falls State Bank: frequently asked questions
Is River Falls State Bank a good bank?
River Falls State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.02%).
Is River Falls State Bank FDIC-insured?
Yes. River Falls State Bank is a FDIC-insured bank (FDIC certificate #16840). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is River Falls State Bank?
River Falls State Bank holds $141 million in total assets, ranking 77th of 154 banks we track in Wisconsin. It operates 1 branch.
Does River Falls State Bank have CFPB complaints?
No CFPB complaints against River Falls State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
