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Ergo Bank

Markesan, WI · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Ergo Bank is a bank based in Markesan, Wisconsin, established in 1910, with $263 million in total assets across 6 branches. By Trust Grade it ranks 114th of 154 banks we track in Wisconsin. Its capital ratio of 9.8% trails most similarly sized banks (42th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Ergo Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$263.1M
$100M–1B institution
Deposits
$221.7M
Branches
6
Capital ratio
9.8%
Bottom 42% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#114
of 154 banks

How Ergo Bank compares to Wisconsin peers

Capital ratio
Bottom 42% of $100M–1B peers
Ergo Bank
9.8%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Ergo Bank
0.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Ergo Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ergo Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 406 Main Street, Wilton, WI 54670
  • 730 N Margaret St, Markesan, WI 53946
  • 250 Main Street, Lomira, WI 53048
  • 314 West State Street, Fox Lake, WI 53933
  • 102 E South Railroad St, Kendall, WI 54638
  • 108 Main St, Norwalk, WI 54648

Are deposits at Ergo Bank insured?

Yes. Ergo Bank is an FDIC-insured bank (FDIC certificate #10004). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ergo Bank: frequently asked questions

Is Ergo Bank a good bank?

Ergo Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.36%).

Is Ergo Bank FDIC-insured?

Yes. Ergo Bank is a FDIC-insured bank (FDIC certificate #10004). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Ergo Bank?

Ergo Bank holds $263 million in total assets, ranking 114th of 154 banks we track in Wisconsin. It operates 6 branches.

Does Ergo Bank have CFPB complaints?

No CFPB complaints against Ergo Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Marathon Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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