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Pillar Bank

Baldwin, WI · Est. 1883 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Pillar Bank is a bank based in Baldwin, Wisconsin, established in 1883, with $267 million in total assets across 7 branches. By Trust Grade it ranks 138th of 154 banks we track in Wisconsin. Its capital ratio of 7.5% trails most similarly sized banks (10th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Pillar Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$266.8M
$100M–1B institution
Deposits
$195.0M
Branches
7
Capital ratio
7.5%
Bottom 10% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.0%
Bottom 37% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#138
of 154 banks

How Pillar Bank compares to Wisconsin peers

Capital ratio
Bottom 10% of $100M–1B peers
Pillar Bank
7.5%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
Pillar Bank
1.0%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Pillar Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pillar Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 409 Main St, Plum City, WI 54761
  • 990 Main Street, Baldwin, WI 54002
  • 100 Mill St, Balsam Lake, WI 54810
  • 327 3rd Ave, Clear Lake, WI 54005
  • 2868 County Highway I, Chippewa Falls, WI 54729
  • 1080 Cornwall Avenue, Amery, WI 54001
  • S320 Mckay Ave, Spring Valley, WI 54767

Are deposits at Pillar Bank insured?

Yes. Pillar Bank is an FDIC-insured bank (FDIC certificate #5336). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pillar Bank: frequently asked questions

Is Pillar Bank a good bank?

Pillar Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.98%).

Is Pillar Bank FDIC-insured?

Yes. Pillar Bank is a FDIC-insured bank (FDIC certificate #5336). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pillar Bank?

Pillar Bank holds $267 million in total assets, ranking 138th of 154 banks we track in Wisconsin. It operates 7 branches.

Does Pillar Bank have CFPB complaints?

No CFPB complaints against Pillar Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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