Citizens State Bank Of Loyal is a bank based in Loyal, Wisconsin, established in 1909, with $307 million in total assets across 5 branches. By Trust Grade it ranks 61st of 154 banks we track in Wisconsin. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Citizens State Bank Of Loyal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank Of Loyal compares to Wisconsin peers
How we graded Citizens State Bank Of Loyal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank Of Loyal over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 110 Maple St, Granton, WI 54436
- 2 Boon Blvd, Neillsville, WI 54456
- 103 W Mcmillan St, Marshfield, WI 54449
- 400 N Main St, Loyal, WI 54446
- 302 S Pacific St, Spencer, WI 54479
Are deposits at Citizens State Bank Of Loyal insured?
Yes. Citizens State Bank Of Loyal is an FDIC-insured bank (FDIC certificate #6186). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank Of Loyal: frequently asked questions
Is Citizens State Bank Of Loyal a good bank?
Citizens State Bank Of Loyal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.17%).
Is Citizens State Bank Of Loyal FDIC-insured?
Yes. Citizens State Bank Of Loyal is a FDIC-insured bank (FDIC certificate #6186). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank Of Loyal?
Citizens State Bank Of Loyal holds $307 million in total assets, ranking 61st of 154 banks we track in Wisconsin. It operates 5 branches.
Does Citizens State Bank Of Loyal have CFPB complaints?
No CFPB complaints against Citizens State Bank Of Loyal appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
