Citizens State Bank Of La Crosse is a bank based in La Crosse, Wisconsin, established in 1907, with $653 million in total assets across 4 branches. By Trust Grade it ranks 28th of 154 banks we track in Wisconsin. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 2.85% return on assets. No consumer complaints against Citizens State Bank Of La Crosse appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank Of La Crosse compares to Wisconsin peers
How we graded Citizens State Bank Of La Crosse
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 2.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank Of La Crosse over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 625 Main St, Onalaska, WI 54650
- 1028 N Hillcrest Pkwy, Altoona, WI 54720
- 101 S Prentice St, Clayton, WI 54004
- 620 Main St, La Crosse, WI 54601
Are deposits at Citizens State Bank Of La Crosse insured?
Yes. Citizens State Bank Of La Crosse is an FDIC-insured bank (FDIC certificate #1513). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank Of La Crosse: frequently asked questions
Is Citizens State Bank Of La Crosse a good bank?
Citizens State Bank Of La Crosse earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 2.85%).
Is Citizens State Bank Of La Crosse FDIC-insured?
Yes. Citizens State Bank Of La Crosse is a FDIC-insured bank (FDIC certificate #1513). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank Of La Crosse?
Citizens State Bank Of La Crosse holds $653 million in total assets, ranking 28th of 154 banks we track in Wisconsin. It operates 4 branches.
Does Citizens State Bank Of La Crosse have CFPB complaints?
No CFPB complaints against Citizens State Bank Of La Crosse appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
