Woodtrust Bank is a bank based in Wisconsin Rapids, Wisconsin, established in 1891, with $707 million in total assets across 7 branches. By Trust Grade it ranks 93rd of 154 banks we track in Wisconsin. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 3.90% return on assets. No consumer complaints against Woodtrust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Woodtrust Bank compares to Wisconsin peers
How we graded Woodtrust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 3.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Woodtrust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 4811 8th St S, Wisconsin Rapids, WI 54494
- 1900 Plover Rd, Plover, WI 54467
- 181 2nd St S, Wisconsin Rapids, WI 54494
- 500 N 1st St, Wausau, WI 54403
- 110 3rd St N, Wisconsin Rapids, WI 54494
- 210 E Bridge St, Wausau, WI 54403
- 5987 County Highway W, Manitowish Waters, WI 54545
Are deposits at Woodtrust Bank insured?
Yes. Woodtrust Bank is an FDIC-insured bank (FDIC certificate #5335). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Woodtrust Bank: frequently asked questions
Is Woodtrust Bank a good bank?
Woodtrust Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 3.90%).
Is Woodtrust Bank FDIC-insured?
Yes. Woodtrust Bank is a FDIC-insured bank (FDIC certificate #5335). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Woodtrust Bank?
Woodtrust Bank holds $707 million in total assets, ranking 93rd of 154 banks we track in Wisconsin. It operates 7 branches.
Does Woodtrust Bank have CFPB complaints?
No CFPB complaints against Woodtrust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
