Royal Bank is a bank based in Elroy, Wisconsin, established in 1932, with $809 million in total assets across 21 branches. By Trust Grade it ranks 18th of 154 banks we track in Wisconsin. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Royal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Royal Bank compares to Wisconsin peers
How we graded Royal Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Royal Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (21)
- 102 N 4th St, Avoca, WI 53506
- 152 S Worcester St, Spring Green, WI 53588
- 551 S Church St, Endeavor, WI 53930
- 107 East Ormsby Street, Oxford, WI 53952
- 129 Main St, Camp Douglas, WI 54618
- 210 W Main St, La Valle, WI 53941
- 101 E Court St, Richland Center, WI 53581
- 731 Water Ave, Hillsboro, WI 54634
- 159 E Ann St, Adams, WI 53910
- 201 E Bridge St, New Lisbon, WI 53950
- 523 Gateway Ave, Mauston, WI 53948
- 100 Splinter Ave, Dickeyville, WI 53808
- 311 N Main St, Viroqua, WI 54665
- 142 Highway 61, Lancaster, WI 53813
- 252 S Oak St, Lone Rock, WI 53556
- 37464 Us Highway 18, Prairie Du Chien, WI 53821
- 114 Hwy 171 East, Gays Mills, WI 54631
- 201 E Amelia St, Cassville, WI 53806
- 202 Main St, Elroy, WI 53929
- 104 W Main St, Cobb, WI 53526
- 110 E Main St, Cazenovia, WI 53924
Are deposits at Royal Bank insured?
Yes. Royal Bank is an FDIC-insured bank (FDIC certificate #13454). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Royal Bank: frequently asked questions
Is Royal Bank a good bank?
Royal Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.44%).
Is Royal Bank FDIC-insured?
Yes. Royal Bank is a FDIC-insured bank (FDIC certificate #13454). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Royal Bank?
Royal Bank holds $809 million in total assets, ranking 18th of 154 banks we track in Wisconsin. It operates 21 branches.
Does Royal Bank have CFPB complaints?
No CFPB complaints against Royal Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
