Dairy State Bank is a bank based in Rice Lake, Wisconsin, established in 1953, with $750 million in total assets across 12 branches. By Trust Grade it ranks 78th of 154 banks we track in Wisconsin. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Dairy State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dairy State Bank compares to Wisconsin peers
How we graded Dairy State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dairy State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 16 S Main St, Rice Lake, WI 54868
- 124 N. Main Street, Birchwood, WI 54817
- 103 Third Street, Haugen, WI 54841
- 1405 2nd Ave, Cumberland, WI 54829
- 600 2nd St E, Menomonie, WI 54751
- E4491 County Road C, Downsville, WI 54735
- 100 S Highway 25, Wheeler, WI 54772
- 101 S Main St, Colfax, WI 54730
- 2405 Schneider Ave Se, Menomonie, WI 54751
- 640 Us Highway 8 W, Turtle Lake, WI 54889
- 1311 14th Ave, Bloomer, WI 54724
- 100 E Hepburn St, Prairie Farm, WI 54762
Are deposits at Dairy State Bank insured?
Yes. Dairy State Bank is an FDIC-insured bank (FDIC certificate #17162). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dairy State Bank: frequently asked questions
Is Dairy State Bank a good bank?
Dairy State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.87%).
Is Dairy State Bank FDIC-insured?
Yes. Dairy State Bank is a FDIC-insured bank (FDIC certificate #17162). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dairy State Bank?
Dairy State Bank holds $750 million in total assets, ranking 78th of 154 banks we track in Wisconsin. It operates 12 branches.
Does Dairy State Bank have CFPB complaints?
No CFPB complaints against Dairy State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
