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Pioneer Bank

Stanley, VA · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pioneer Bank is a bank based in Stanley, Virginia, established in 1909, with $363 million in total assets across 7 branches. By Trust Grade it ranks 21st of 56 banks we track in Virginia. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Pioneer Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$362.8M
$100M–1B institution
Deposits
$290.4M
Branches
7
Capital ratio
11.1%
Top 36% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.6%
Top 26% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#21
of 56 banks

How Pioneer Bank compares to Virginia peers

Capital ratio
Top 36% of $100M–1B peers
Pioneer Bank
11.1%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Pioneer Bank
1.6%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pioneer Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pioneer Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 511 S 3rd St, Shenandoah, VA 22849
  • 800 E Main St, Luray, VA 22835
  • 890 W Market St, Harrisonburg, VA 22801
  • 890 W Market St, Harrisonburg, VA 22801
  • 630 Peter Jefferson Pkwy, Charlottesville, VA 22911
  • 252 E Main St, Stanley, VA 22851
  • 58 Stoneridge Dr N, Ruckersville, VA 22968

Are deposits at Pioneer Bank insured?

Yes. Pioneer Bank is an FDIC-insured bank (FDIC certificate #6913). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pioneer Bank: frequently asked questions

Is Pioneer Bank a good bank?

Pioneer Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.62%).

Is Pioneer Bank FDIC-insured?

Yes. Pioneer Bank is a FDIC-insured bank (FDIC certificate #6913). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pioneer Bank?

Pioneer Bank holds $363 million in total assets, ranking 21st of 56 banks we track in Virginia. It operates 7 branches.

Does Pioneer Bank have CFPB complaints?

No CFPB complaints against Pioneer Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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