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Lee Bank And Trust Company

Pennington Gap, VA · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Lee Bank And Trust Company is a bank based in Pennington Gap, Virginia, established in 1932, with $260 million in total assets across 3 branches. By Trust Grade it ranks 4th of 56 banks we track in Virginia. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Lee Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$259.9M
$100M–1B institution
Deposits
$221.4M
Branches
3
Capital ratio
12.6%
Top 22% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.1%
Bottom 44% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#4
of 56 banks

How Lee Bank And Trust Company compares to Virginia peers

Capital ratio
Top 22% of $100M–1B peers
Lee Bank
12.6%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Lee Bank
1.1%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Lee Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lee Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 32739 Main Street, Jonesville, VA 24263
  • 743 Gate City Hwy, Bristol, VA 24201
  • 41371 W Morgan Ave, Pennington Gap, VA 24277

Are deposits at Lee Bank And Trust Company insured?

Yes. Lee Bank And Trust Company is an FDIC-insured bank (FDIC certificate #11582). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lee Bank And Trust Company: frequently asked questions

Is Lee Bank And Trust Company a good bank?

Lee Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.09%).

Is Lee Bank And Trust Company FDIC-insured?

Yes. Lee Bank And Trust Company is a FDIC-insured bank (FDIC certificate #11582). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lee Bank And Trust Company?

Lee Bank And Trust Company holds $260 million in total assets, ranking 4th of 56 banks we track in Virginia. It operates 3 branches.

Does Lee Bank And Trust Company have CFPB complaints?

No CFPB complaints against Lee Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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