Chesapeake Bank is a bank based in Kilmarnock, Virginia, established in 1900, with $1.7 billion in total assets across 19 branches. By Trust Grade it ranks 20th of 56 banks we track in Virginia. Its capital ratio of 10.3% is stronger than 50% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against Chesapeake Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chesapeake Bank compares to Virginia peers
How we graded Chesapeake Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chesapeake Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 98 King Carter Dr, Irvington, VA 22480
- 2824 White Chapel Rd, Lancaster, VA 22503
- 10458 Buckley Hall Rd, Mathews, VA 23109
- 10 Lancaster Rd, Irvington, VA 22480
- 3029 George Washington Memorial Hwy, Hayes, VA 23072
- 6793 George Washington Memorial Hwy, Gloucester, VA 23061
- 4492 John Tyler Hwy, Williamsburg, VA 23185
- 1229 Lafayette St, Williamsburg, VA 23185
- 35 School St, Kilmarnock, VA 22482
- 6619 Richmond Rd, Williamsburg, VA 23188
- 5700 Williamsburg Landing Dr, Williamsburg, VA 23185
- 97 N Main St, Kilmarnock, VA 22482
- 35 School St, Kilmarnock, VA 22482
- 6000 Patriots Colony Dr, Williamsburg, VA 23188
- 1900 Lauderdale Dr, Richmond, VA 23238
- 5501 Patterson Ave, Richmond, VA 23226
- 2300 Cedarfield Pkwy, Richmond, VA 23233
- 10000 Courtview Ln, Chesterfield, VA 23832
- 1600 Westbrook Avenue, Richmond, VA 23227
Are deposits at Chesapeake Bank insured?
Yes. Chesapeake Bank is an FDIC-insured bank (FDIC certificate #6862). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chesapeake Bank: frequently asked questions
Is Chesapeake Bank a good bank?
Chesapeake Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.49%).
Is Chesapeake Bank FDIC-insured?
Yes. Chesapeake Bank is a FDIC-insured bank (FDIC certificate #6862). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Chesapeake Bank?
Chesapeake Bank holds $1.7 billion in total assets, ranking 20th of 56 banks we track in Virginia. It operates 19 branches.
Does Chesapeake Bank have CFPB complaints?
No CFPB complaints against Chesapeake Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
