Virginia National Bank is a bank based in Charlottesville, Virginia, established in 1998, with $1.6 billion in total assets across 16 branches. By Trust Grade it ranks 11th of 56 banks we track in Virginia. Its capital ratio of 11.3% is stronger than 68% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Virginia National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Virginia National Bank compares to Virginia peers
How we graded Virginia National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Virginia National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 6464 Main St, The Plains, VA 20198
- 87 W Lee Hwy, Warrenton, VA 20186
- 3543 Catlett Rd, Catlett, VA 20119
- 5119 Lee Hwy, Warrenton, VA 20187
- 8091 Sudley Rd, Manassas, VA 20109
- 1900 Arlington Blvd, Charlottesville, VA 22903
- 222 E Main St, Charlottesville, VA 22902
- 3119 Valley Ave, Winchester, VA 22601
- 6207 Station Dr, Bealeton, VA 22712
- 28904 North James Madison Highway, Arvonia, VA 23004
- 404 People Pl, Charlottesville, VA 22911
- 15240 Washington St, Haymarket, VA 20169
- 222 E Main St, Charlottesville, VA 22902
- 1580 Seminole Trl, Charlottesville, VA 22901
- 301 E Water St, Charlottesville, VA 22902
- 1401 Roseneath Rd, Richmond, VA 23230
Are deposits at Virginia National Bank insured?
Yes. Virginia National Bank is an FDIC-insured bank (FDIC certificate #34755). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Virginia National Bank: frequently asked questions
Is Virginia National Bank a good bank?
Virginia National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.40%).
Is Virginia National Bank FDIC-insured?
Yes. Virginia National Bank is a FDIC-insured bank (FDIC certificate #34755). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Virginia National Bank?
Virginia National Bank holds $1.6 billion in total assets, ranking 11th of 56 banks we track in Virginia. It operates 16 branches.
Does Virginia National Bank have CFPB complaints?
No CFPB complaints against Virginia National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
