Wells River Savings Bank is a bank based in Wells River, Vermont, established in 1892, with $260 million in total assets across 6 branches. By Trust Grade it ranks 8th of 12 banks we track in Vermont. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Wells River Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wells River Savings Bank compares to Vermont peers
How we graded Wells River Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wells River Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 223 Main St, Bradford, VT 05033
- 47 Main St N, Wells River, VT 05081
- 540 Route 5 N., Fairlee, VT 05045
- 4976 Main Street South, Newbury, VT 05051
- 3088 Route 5, East Thetford, VT 05043
- 34 Main St N, Wells River, VT 05081
Are deposits at Wells River Savings Bank insured?
Yes. Wells River Savings Bank is an FDIC-insured bank (FDIC certificate #14136). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wells River Savings Bank: frequently asked questions
Is Wells River Savings Bank a good bank?
Wells River Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.65%).
Is Wells River Savings Bank FDIC-insured?
Yes. Wells River Savings Bank is a FDIC-insured bank (FDIC certificate #14136). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wells River Savings Bank?
Wells River Savings Bank holds $260 million in total assets, ranking 8th of 12 banks we track in Vermont. It operates 6 branches.
Does Wells River Savings Bank have CFPB complaints?
No CFPB complaints against Wells River Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
