The First National Bank Of Orwell is a bank based in Orwell, Vermont, established in 1863, with $90 million in total assets across 2 branches. By Trust Grade it ranks 3rd of 12 banks we track in Vermont. Its capital ratio of 11.7% trails most similarly sized banks (46th percentile), versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against The First National Bank Of Orwell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Orwell compares to Vermont peers
How we graded The First National Bank Of Orwell
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Orwell over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 441 Main St, Orwell, VT 05760
- 2936 Vt Route 22a, Shoreham, VT 05770
Are deposits at The First National Bank Of Orwell insured?
Yes. The First National Bank Of Orwell is an FDIC-insured bank (FDIC certificate #6280). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Orwell: frequently asked questions
Is The First National Bank Of Orwell a good bank?
The First National Bank Of Orwell earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.54%).
Is The First National Bank Of Orwell FDIC-insured?
Yes. The First National Bank Of Orwell is a FDIC-insured bank (FDIC certificate #6280). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Orwell?
The First National Bank Of Orwell holds $90 million in total assets, ranking 3rd of 12 banks we track in Vermont. It operates 2 branches.
Does The First National Bank Of Orwell have CFPB complaints?
No CFPB complaints against The First National Bank Of Orwell appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
