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Liberty Bank, Inc.

Salt Lake City, UT · Est. 1956 · Website ↗
C
Trust Grade
Average
Score: 73/100

Liberty Bank, Inc. is a bank based in Salt Lake City, Utah, established in 1956, with $12 million in total assets across 1 branch. By Trust Grade it ranks 37th of 42 banks we track in Utah. Its capital ratio of 35.2% is stronger than 94% of similarly sized banks, versus a Utah median of 12.9%. It posted a loss over the most recent period (-8.54% return on assets), a point to watch. No consumer complaints against Liberty Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.4M
<$100M institution
Deposits
$7.7M
Branches
1
Capital ratio
35.2%
Top 6% of <$100M peers · Utah median 12.9%
Return on assets
-8.5%
Bottom 1% of <$100M peers · Utah median 1.82%
Rank in Utah
#37
of 42 banks

How Liberty Bank, Inc. compares to Utah peers

Capital ratio
Top 6% of <$100M peers
Liberty Bank,
35.2%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Liberty Bank,
-8.5%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Liberty Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (35.2% capital ratio)
  • Unprofitable over the period (ROA -8.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 79 S Main St, Salt Lake City, UT 84111

Are deposits at Liberty Bank, Inc. insured?

Yes. Liberty Bank, Inc. is an FDIC-insured bank (FDIC certificate #26816). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty Bank, Inc.: frequently asked questions

Is Liberty Bank, Inc. a good bank?

Liberty Bank, Inc. earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (35.2% capital ratio); Unprofitable over the period (ROA -8.54%).

Is Liberty Bank, Inc. FDIC-insured?

Yes. Liberty Bank, Inc. is a FDIC-insured bank (FDIC certificate #26816). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty Bank, Inc.?

Liberty Bank, Inc. holds $12 million in total assets, ranking 37th of 42 banks we track in Utah. It operates 1 branch.

Does Liberty Bank, Inc. have CFPB complaints?

No CFPB complaints against Liberty Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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