Home Savings Bank is a bank based in Salt Lake City, Utah, established in 1979, with $111 million in total assets across 1 branch. By Trust Grade it ranks 24th of 42 banks we track in Utah. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Home Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Home Savings Bank compares to Utah peers
How we graded Home Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Home Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 3539 S Main St, Salt Lake City, UT 84115
Are deposits at Home Savings Bank insured?
Yes. Home Savings Bank is an FDIC-insured bank (FDIC certificate #26798). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Home Savings Bank: frequently asked questions
Is Home Savings Bank a good bank?
Home Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.96%).
Is Home Savings Bank FDIC-insured?
Yes. Home Savings Bank is a FDIC-insured bank (FDIC certificate #26798). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Home Savings Bank?
Home Savings Bank holds $111 million in total assets, ranking 24th of 42 banks we track in Utah. It operates 1 branch.
Does Home Savings Bank have CFPB complaints?
No CFPB complaints against Home Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
