First Utah Bank is a bank based in Salt Lake City, Utah, established in 1978, with $846 million in total assets across 7 branches. By Trust Grade it ranks 25th of 42 banks we track in Utah. Its capital ratio of 9.9% trails most similarly sized banks (47th percentile), versus a Utah median of 12.9%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against First Utah Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Utah Bank compares to Utah peers
How we graded First Utah Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Utah Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 3826 S 2300 E, Salt Lake City, UT 84109
- 7070 S State St, Midvale, UT 84047
- 11015 S State St, Sandy, UT 84070
- 115 E 1300 S, Salt Lake City, UT 84115
- 3123 S Redwood Rd, West Valley City, UT 84119
- 4168 W 12600 S, Riverton, UT 84096
- 3601 N Digital Dr, Lehi, UT 84043
Are deposits at First Utah Bank insured?
Yes. First Utah Bank is an FDIC-insured bank (FDIC certificate #22738). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Utah Bank: frequently asked questions
Is First Utah Bank a good bank?
First Utah Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.77%).
Is First Utah Bank FDIC-insured?
Yes. First Utah Bank is a FDIC-insured bank (FDIC certificate #22738). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Utah Bank?
First Utah Bank holds $846 million in total assets, ranking 25th of 42 banks we track in Utah. It operates 7 branches.
Does First Utah Bank have CFPB complaints?
No CFPB complaints against First Utah Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
