Grand Valley Bank is a bank based in Heber City, Utah, established in 1983, with $597 million in total assets across 9 branches. By Trust Grade it ranks 30th of 42 banks we track in Utah. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Grand Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Grand Valley Bank compares to Utah peers
How we graded Grand Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Grand Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 191 E Gateway Dr, Heber City, UT 84032
- 452 S Maple St, Fruita, CO 81521
- 106 Main St, Collbran, CO 81624
- 1225 Deer Valley Dr, Park City, UT 84060
- 570 25 Rd, Grand Junction, CO 81505
- 121 W Main St, Vernal, UT 84078
- 92 W Main St, Midway, UT 84049
- 925 N 7th St, Grand Junction, CO 81501
- 600 W Eighth St, Palisade, CO 81526
Are deposits at Grand Valley Bank insured?
Yes. Grand Valley Bank is an FDIC-insured bank (FDIC certificate #24922). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Grand Valley Bank: frequently asked questions
Is Grand Valley Bank a good bank?
Grand Valley Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.14%).
Is Grand Valley Bank FDIC-insured?
Yes. Grand Valley Bank is a FDIC-insured bank (FDIC certificate #24922). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Grand Valley Bank?
Grand Valley Bank holds $597 million in total assets, ranking 30th of 42 banks we track in Utah. It operates 9 branches.
Does Grand Valley Bank have CFPB complaints?
No CFPB complaints against Grand Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
