Cache Valley Bank is a bank based in Logan, Utah, established in 1975, with $3.5 billion in total assets across 24 branches. By Trust Grade it ranks 3rd of 42 banks we track in Utah. Its capital ratio of 10.1% trails most similarly sized banks (47th percentile), versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Cache Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cache Valley Bank compares to Utah peers
How we graded Cache Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cache Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (24)
- 101 N Main St, Logan, UT 84321
- 82 W Main St, Price, UT 84501
- 300 Milburn Rd, Fairview, UT 84629
- 210 S State St, Mount Pleasant, UT 84647
- 1091 N Bluff St, Saint George, UT 84770
- 185 N Main St, Nephi, UT 84648
- 1010 N Hill Field Rd, Layton, UT 84041
- 1224 S River Rd, Saint George, UT 84790
- 1710 N Main St, North Logan, UT 84341
- 710 W Telegraph St, Washington, UT 84780
- 294 E Tabernacle St, Saint George, UT 84770
- 105 S 500 W, Bountiful, UT 84010
- 815 E Main St, Hyrum, UT 84319
- 10 N Main St, Smithfield, UT 84335
- 5 S Main St, Logan, UT 84321
- 1320 N Main St, Logan, UT 84341
- 2380 Washington Blvd Ste 285, Ogden, UT 84401
- 27 East 100 North, Logan, UT 84321
- 484 S 2nd E, Preston, ID 83263
- 79 S Main St, Salt Lake City, UT 84111
- 26 North Main Street, Cedar City, UT 84720
- 105 S Main St, Loa, UT 84747
- 1333 N Hill Field Rd, Layton, UT 84041
- 2 N Main St, Ephraim, UT 84627
Are deposits at Cache Valley Bank insured?
Yes. Cache Valley Bank is an FDIC-insured bank (FDIC certificate #22134). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cache Valley Bank: frequently asked questions
Is Cache Valley Bank a good bank?
Cache Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.84%).
Is Cache Valley Bank FDIC-insured?
Yes. Cache Valley Bank is a FDIC-insured bank (FDIC certificate #22134). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cache Valley Bank?
Cache Valley Bank holds $3.5 billion in total assets, ranking 3rd of 42 banks we track in Utah. It operates 24 branches.
Does Cache Valley Bank have CFPB complaints?
No CFPB complaints against Cache Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
