State Bank Of Southern Utah is a bank based in Cedar City, Utah, established in 1957, with $2.7 billion in total assets across 17 branches. By Trust Grade it ranks 2nd of 42 banks we track in Utah. Its capital ratio of 11.3% is stronger than 67% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against State Bank Of Southern Utah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Southern Utah compares to Utah peers
How we graded State Bank Of Southern Utah
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Southern Utah over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 377 N Main St, Cedar City, UT 84721
- 14 S Main St, Richfield, UT 84701
- 55 East State Street, Orderville, UT 84758
- 99 West Center Street, Kanab, UT 84741
- 125 W Main St, Circleville, UT 84723
- 93 N Main St, Parowan, UT 84761
- 395 E Saint George Blvd, St. George, UT 84770
- 2287 Santa Clara Dr, Santa Clara, UT 84765
- 200 N Main St, Tropic, UT 84776
- 720 W State St, Hurricane, UT 84737
- 1337 E 170 S, Saint George, UT 84790
- 1322 S Interstate Dr, Cedar City, UT 84720
- 310 S Main St, Fillmore, UT 84631
- 225 W Main St, Delta, UT 84624
- 250 W Main St, Escalante, UT 84726
- 2961 E Mall Drive, Saint George, UT 84790
- 122 S Main St, Gunnison, UT 84634
Are deposits at State Bank Of Southern Utah insured?
Yes. State Bank Of Southern Utah is an FDIC-insured bank (FDIC certificate #17964). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Southern Utah: frequently asked questions
Is State Bank Of Southern Utah a good bank?
State Bank Of Southern Utah earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.82%).
Is State Bank Of Southern Utah FDIC-insured?
Yes. State Bank Of Southern Utah is a FDIC-insured bank (FDIC certificate #17964). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Southern Utah?
State Bank Of Southern Utah holds $2.7 billion in total assets, ranking 2nd of 42 banks we track in Utah. It operates 17 branches.
Does State Bank Of Southern Utah have CFPB complaints?
No CFPB complaints against State Bank Of Southern Utah appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
