First National Bank Of Bosque County
First National Bank Of Bosque County is a bank based in Valley Mills, Texas, established in 1908, with $186 million in total assets across 4 branches. By Trust Grade it ranks 148th of 349 banks we track in Texas. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against First National Bank Of Bosque County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Bosque County compares to Texas peers
How we graded First National Bank Of Bosque County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 2.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Bosque County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- Highway 6 And Riverside Drive, Clifton, TX 76634
- 8213 North Highway 6, Waco, TX 76712
- 418 E Avenue C, Valley Mills, TX 76689
- 115 S Main, Meridian, TX 76665
Are deposits at First National Bank Of Bosque County insured?
Yes. First National Bank Of Bosque County is an FDIC-insured bank (FDIC certificate #5564). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Bosque County: frequently asked questions
Is First National Bank Of Bosque County a good bank?
First National Bank Of Bosque County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 2.03%).
Is First National Bank Of Bosque County FDIC-insured?
Yes. First National Bank Of Bosque County is a FDIC-insured bank (FDIC certificate #5564). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Bosque County?
First National Bank Of Bosque County holds $186 million in total assets, ranking 148th of 349 banks we track in Texas. It operates 4 branches.
Does First National Bank Of Bosque County have CFPB complaints?
No CFPB complaints against First National Bank Of Bosque County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
