First State Bank Of Ben Wheeler, Texas is a bank based in Ben Wheeler, Texas, established in 1911, with $187 million in total assets across 4 branches. By Trust Grade it ranks 7th of 349 banks we track in Texas. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against First State Bank Of Ben Wheeler, Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Ben Wheeler, Texas compares to Texas peers
How we graded First State Bank Of Ben Wheeler, Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Ben Wheeler, Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 8159 Fm Road 279, Ben Wheeler, TX 75754
- 17588 State Highway 19, Canton, TX 75103
- 404 Hwy 80 W, Edgewood, TX 75117
- 14269 State Highway 64, Ben Wheeler, TX 75754
Are deposits at First State Bank Of Ben Wheeler, Texas insured?
Yes. First State Bank Of Ben Wheeler, Texas is an FDIC-insured bank (FDIC certificate #11904). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Ben Wheeler, Texas: frequently asked questions
Is First State Bank Of Ben Wheeler, Texas a good bank?
First State Bank Of Ben Wheeler, Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.60%).
Is First State Bank Of Ben Wheeler, Texas FDIC-insured?
Yes. First State Bank Of Ben Wheeler, Texas is a FDIC-insured bank (FDIC certificate #11904). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Ben Wheeler, Texas?
First State Bank Of Ben Wheeler, Texas holds $187 million in total assets, ranking 7th of 349 banks we track in Texas. It operates 4 branches.
Does First State Bank Of Ben Wheeler, Texas have CFPB complaints?
No CFPB complaints against First State Bank Of Ben Wheeler, Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
