Sanger Bank is a bank based in Sanger, Texas, established in 1987, with $220 million in total assets across 2 branches. By Trust Grade it ranks 93rd of 349 banks we track in Texas. Its capital ratio of 16.3% is stronger than 93% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Sanger Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sanger Bank compares to Texas peers
How we graded Sanger Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.3% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sanger Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1405 W Chapman Dr, Sanger, TX 76266
- 1308 Highway 59 N, Bowie, TX 76230
Are deposits at Sanger Bank insured?
Yes. Sanger Bank is an FDIC-insured bank (FDIC certificate #27043). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sanger Bank: frequently asked questions
Is Sanger Bank a good bank?
Sanger Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Strongly profitable (ROA 1.21%).
Is Sanger Bank FDIC-insured?
Yes. Sanger Bank is a FDIC-insured bank (FDIC certificate #27043). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sanger Bank?
Sanger Bank holds $220 million in total assets, ranking 93rd of 349 banks we track in Texas. It operates 2 branches.
Does Sanger Bank have CFPB complaints?
No CFPB complaints against Sanger Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
