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Boc Bank

Mclean, TX · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Boc Bank is a bank based in Mclean, Texas, established in 1984, with $215 million in total assets across 4 branches. By Trust Grade it ranks 84th of 349 banks we track in Texas. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Boc Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$214.7M
$100M–1B institution
Deposits
$188.9M
Branches
4
Capital ratio
11.6%
Top 31% of $100M–1B peers · Texas median 10.9%
Return on assets
2.2%
Top 9% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#84
of 349 banks

How Boc Bank compares to Texas peers

Capital ratio
Top 31% of $100M–1B peers
Boc Bank
11.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Boc Bank
2.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Boc Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Boc Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 201 N Main St, Mclean, TX 79057
  • 800 S Polk St, Amarillo, TX 79101
  • 315 N Main St, Shamrock, TX 79079
  • 106 S Main St, Miami, TX 79059

Are deposits at Boc Bank insured?

Yes. Boc Bank is an FDIC-insured bank (FDIC certificate #25328). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Boc Bank: frequently asked questions

Is Boc Bank a good bank?

Boc Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 2.18%).

Is Boc Bank FDIC-insured?

Yes. Boc Bank is a FDIC-insured bank (FDIC certificate #25328). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Boc Bank?

Boc Bank holds $215 million in total assets, ranking 84th of 349 banks we track in Texas. It operates 4 branches.

Does Boc Bank have CFPB complaints?

No CFPB complaints against Boc Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank Of Odem
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Sanger Bank
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Muenster State Bank
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First State Bank Of Bedias
bank · Bedias, TX · $222M assets
The First National Bank Of Anderson
bank · Anderson, TX · $224M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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