First State Bank Of San Diego is a bank based in San Diego, Texas, established in 1954, with $73 million in total assets across 1 branch. By Trust Grade it ranks 340th of 349 banks we track in Texas. Its capital ratio of 8.5% trails most similarly sized banks (14th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.93% return on assets), a point to watch. No consumer complaints against First State Bank Of San Diego appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of San Diego compares to Texas peers
How we graded First State Bank Of San Diego
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Unprofitable over the period (ROA -0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of San Diego over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 209 E Gravis St, San Diego, TX 78384
Are deposits at First State Bank Of San Diego insured?
Yes. First State Bank Of San Diego is an FDIC-insured bank (FDIC certificate #17350). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of San Diego: frequently asked questions
Is First State Bank Of San Diego a good bank?
First State Bank Of San Diego earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Unprofitable over the period (ROA -0.93%).
Is First State Bank Of San Diego FDIC-insured?
Yes. First State Bank Of San Diego is a FDIC-insured bank (FDIC certificate #17350). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of San Diego?
First State Bank Of San Diego holds $73 million in total assets, ranking 340th of 349 banks we track in Texas. It operates 1 branch.
Does First State Bank Of San Diego have CFPB complaints?
No CFPB complaints against First State Bank Of San Diego appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
