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Citizens National Bank Of Crosbyton

Crosbyton, TX · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Citizens National Bank Of Crosbyton is a bank based in Crosbyton, Texas, established in 1907, with $78 million in total assets across 1 branch. By Trust Grade it ranks 105th of 349 banks we track in Texas. Its capital ratio of 16.8% is stronger than 78% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.29% return on assets. No consumer complaints against Citizens National Bank Of Crosbyton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.9M
<$100M institution
Deposits
$64.3M
Branches
1
Capital ratio
16.8%
Top 22% of <$100M peers · Texas median 10.9%
Return on assets
2.3%
Top 7% of <$100M peers · Texas median 1.38%
Rank in Texas
#105
of 349 banks

How Citizens National Bank Of Crosbyton compares to Texas peers

Capital ratio
Top 22% of <$100M peers
Citizens National
16.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Citizens National
2.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Citizens National Bank Of Crosbyton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.8% capital ratio)
  • Strongly profitable (ROA 2.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens National Bank Of Crosbyton over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 202 W Main St, Crosbyton, TX 79322

Are deposits at Citizens National Bank Of Crosbyton insured?

Yes. Citizens National Bank Of Crosbyton is an FDIC-insured bank (FDIC certificate #3158). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens National Bank Of Crosbyton: frequently asked questions

Is Citizens National Bank Of Crosbyton a good bank?

Citizens National Bank Of Crosbyton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 2.29%).

Is Citizens National Bank Of Crosbyton FDIC-insured?

Yes. Citizens National Bank Of Crosbyton is a FDIC-insured bank (FDIC certificate #3158). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens National Bank Of Crosbyton?

Citizens National Bank Of Crosbyton holds $78 million in total assets, ranking 105th of 349 banks we track in Texas. It operates 1 branch.

Does Citizens National Bank Of Crosbyton have CFPB complaints?

No CFPB complaints against Citizens National Bank Of Crosbyton appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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