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Robert Lee State Bank

Robert Lee, TX · Est. 1936 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Robert Lee State Bank is a bank based in Robert Lee, Texas, established in 1936, with $47 million in total assets across 1 branch. By Trust Grade it ranks 296th of 349 banks we track in Texas. Its capital ratio of 12.2% is stronger than 52% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Robert Lee State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$46.6M
<$100M institution
Deposits
$40.9M
Branches
1
Capital ratio
12.2%
Top 48% of <$100M peers · Texas median 10.9%
Return on assets
-0.0%
Bottom 15% of <$100M peers · Texas median 1.38%
Rank in Texas
#296
of 349 banks

How Robert Lee State Bank compares to Texas peers

Capital ratio
Top 48% of <$100M peers
Robert Lee
12.2%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Robert Lee
-0.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Robert Lee State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (12.2% capital ratio)
  • Unprofitable over the period (ROA -0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Robert Lee State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 621 Austin St, Robert Lee, TX 76945

Are deposits at Robert Lee State Bank insured?

Yes. Robert Lee State Bank is an FDIC-insured bank (FDIC certificate #15442). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Robert Lee State Bank: frequently asked questions

Is Robert Lee State Bank a good bank?

Robert Lee State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Unprofitable over the period (ROA -0.01%).

Is Robert Lee State Bank FDIC-insured?

Yes. Robert Lee State Bank is a FDIC-insured bank (FDIC certificate #15442). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Robert Lee State Bank?

Robert Lee State Bank holds $47 million in total assets, ranking 296th of 349 banks we track in Texas. It operates 1 branch.

Does Robert Lee State Bank have CFPB complaints?

No CFPB complaints against Robert Lee State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Donley County State Bank
bank · Clarendon, TX · $47M assets
The Bank Of San Jacinto County, Coldspring, Texas
bank · Coldspring, TX · $45M assets
The Granger National Bank
bank · Granger, TX · $50M assets
The First National Bank Of Moody
bank · Moody, TX · $53M assets
Lovelady State Bank
bank · Lovelady, TX · $54M assets
Avana Bank
bank · Abilene, TX · $39M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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