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The Granger National Bank

Granger, TX · Est. 1920 · Website ↗
B
Trust Grade
Strong
Score: 84/100

The Granger National Bank is a bank based in Granger, Texas, established in 1920, with $50 million in total assets across 1 branch. By Trust Grade it ranks 328th of 349 banks we track in Texas. Its capital ratio of 11.2% trails most similarly sized banks (41th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.65% return on assets), a point to watch. No consumer complaints against The Granger National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.3M
<$100M institution
Deposits
$44.1M
Branches
1
Capital ratio
11.2%
Bottom 41% of <$100M peers · Texas median 10.9%
Return on assets
-0.7%
Bottom 10% of <$100M peers · Texas median 1.38%
Rank in Texas
#328
of 349 banks

How The Granger National Bank compares to Texas peers

Capital ratio
Bottom 41% of <$100M peers
The Granger
11.2%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
The Granger
-0.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Granger National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (11.2% capital ratio)
  • Unprofitable over the period (ROA -0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Granger National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 W Davilla St, Granger, TX 76530

Are deposits at The Granger National Bank insured?

Yes. The Granger National Bank is an FDIC-insured bank (FDIC certificate #3232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Granger National Bank: frequently asked questions

Is The Granger National Bank a good bank?

The Granger National Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Unprofitable over the period (ROA -0.65%).

Is The Granger National Bank FDIC-insured?

Yes. The Granger National Bank is a FDIC-insured bank (FDIC certificate #3232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Granger National Bank?

The Granger National Bank holds $50 million in total assets, ranking 328th of 349 banks we track in Texas. It operates 1 branch.

Does The Granger National Bank have CFPB complaints?

No CFPB complaints against The Granger National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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