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The Liberty National Bank In Paris

Paris, TX · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Liberty National Bank In Paris is a bank based in Paris, Texas, established in 1931, with $451 million in total assets across 2 branches. By Trust Grade it ranks 136th of 349 banks we track in Texas. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against The Liberty National Bank In Paris appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$450.5M
$100M–1B institution
Deposits
$395.2M
Branches
2
Capital ratio
11.8%
Top 29% of $100M–1B peers · Texas median 10.9%
Return on assets
1.5%
Top 32% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#136
of 349 banks

How The Liberty National Bank In Paris compares to Texas peers

Capital ratio
Top 29% of $100M–1B peers
The Liberty
11.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
The Liberty
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Liberty National Bank In Paris

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Liberty National Bank In Paris over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 305 Lamar Ave, Paris, TX 75460
  • 140 N Collegiate Dr, Paris, TX 75460

Are deposits at The Liberty National Bank In Paris insured?

Yes. The Liberty National Bank In Paris is an FDIC-insured bank (FDIC certificate #3384). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Liberty National Bank In Paris: frequently asked questions

Is The Liberty National Bank In Paris a good bank?

The Liberty National Bank In Paris earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.50%).

Is The Liberty National Bank In Paris FDIC-insured?

Yes. The Liberty National Bank In Paris is a FDIC-insured bank (FDIC certificate #3384). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Liberty National Bank In Paris?

The Liberty National Bank In Paris holds $451 million in total assets, ranking 136th of 349 banks we track in Texas. It operates 2 branches.

Does The Liberty National Bank In Paris have CFPB complaints?

No CFPB complaints against The Liberty National Bank In Paris appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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