Mcbank is a bank based in Goldthwaite, Texas, established in 1908, with $466 million in total assets across 4 branches. By Trust Grade it ranks 306th of 349 banks we track in Texas. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Mcbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mcbank compares to Texas peers
How we graded Mcbank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mcbank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 135 N Pecan St, Hico, TX 76457
- 411 Early Blvd, Early, TX 76802
- 1005 E Main St, Hamilton, TX 76531
- 1017 Parker St, Goldthwaite, TX 76844
Are deposits at Mcbank insured?
Yes. Mcbank is an FDIC-insured bank (FDIC certificate #15669). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mcbank: frequently asked questions
Is Mcbank a good bank?
Mcbank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.29%).
Is Mcbank FDIC-insured?
Yes. Mcbank is a FDIC-insured bank (FDIC certificate #15669). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mcbank?
Mcbank holds $466 million in total assets, ranking 306th of 349 banks we track in Texas. It operates 4 branches.
Does Mcbank have CFPB complaints?
No CFPB complaints against Mcbank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
