Ozona Bank is a bank based in Ozona, Texas, established in 1905, with $346 million in total assets across 7 branches. By Trust Grade it ranks 282nd of 349 banks we track in Texas. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Ozona Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ozona Bank compares to Texas peers
How we graded Ozona Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ozona Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- Ranch Road 12 And River Road, Wimberley, TX 78676
- 1917 Dutton Dr, San Marcos, TX 78666
- 503 11th Street, Ozona, TX 76943
- Ranch Road 12 And River Road, Wimberley, TX 78676
- 503 11th Street, Ozona, TX 76943
- 14100 N Us Highway 281, San Antonio, TX 78232
- 1913 Dutton Dr, San Marcos, TX 78666
Are deposits at Ozona Bank insured?
Yes. Ozona Bank is an FDIC-insured bank (FDIC certificate #3376). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ozona Bank: frequently asked questions
Is Ozona Bank a good bank?
Ozona Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.54%).
Is Ozona Bank FDIC-insured?
Yes. Ozona Bank is a FDIC-insured bank (FDIC certificate #3376). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ozona Bank?
Ozona Bank holds $346 million in total assets, ranking 282nd of 349 banks we track in Texas. It operates 7 branches.
Does Ozona Bank have CFPB complaints?
No CFPB complaints against Ozona Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
