Columbus State Bank is a bank based in Columbus, Texas, established in 1919, with $338 million in total assets across 3 branches. By Trust Grade it ranks 195th of 349 banks we track in Texas. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Columbus State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Columbus State Bank compares to Texas peers
How we graded Columbus State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Columbus State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 505 Spring St, Columbus, TX 78934
- 201 E Main St, Weimar, TX 78962
- 1102 Milam St, Columbus, TX 78934
Are deposits at Columbus State Bank insured?
Yes. Columbus State Bank is an FDIC-insured bank (FDIC certificate #12305). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Columbus State Bank: frequently asked questions
Is Columbus State Bank a good bank?
Columbus State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.80%).
Is Columbus State Bank FDIC-insured?
Yes. Columbus State Bank is a FDIC-insured bank (FDIC certificate #12305). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Columbus State Bank?
Columbus State Bank holds $338 million in total assets, ranking 195th of 349 banks we track in Texas. It operates 3 branches.
Does Columbus State Bank have CFPB complaints?
No CFPB complaints against Columbus State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
