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Titan Bank, N.A.

Mineral Wells, TX · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Titan Bank, N.A. is a bank based in Mineral Wells, Texas, established in 1907, with $891 million in total assets across 2 branches. By Trust Grade it ranks 115th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 12.54% return on assets. No consumer complaints against Titan Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$890.7M
$100M–1B institution
Deposits
$783.7M
Branches
2
Capital ratio
11.3%
Top 34% of $100M–1B peers · Texas median 10.9%
Return on assets
12.5%
Top 0% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#115
of 349 banks

How Titan Bank, N.A. compares to Texas peers

Capital ratio
Top 34% of $100M–1B peers
Titan Bank,
11.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of $100M–1B peers
Titan Bank,
12.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Titan Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 12.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Titan Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1701 E Hubbard St, Mineral Wells, TX 76067
  • 3100 Monticello Ave, Dallas, TX 75205

Are deposits at Titan Bank, N.A. insured?

Yes. Titan Bank, N.A. is an FDIC-insured bank (FDIC certificate #3225). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Titan Bank, N.A.: frequently asked questions

Is Titan Bank, N.A. a good bank?

Titan Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 12.54%).

Is Titan Bank, N.A. FDIC-insured?

Yes. Titan Bank, N.A. is a FDIC-insured bank (FDIC certificate #3225). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Titan Bank, N.A.?

Titan Bank, N.A. holds $891 million in total assets, ranking 115th of 349 banks we track in Texas. It operates 2 branches.

Does Titan Bank, N.A. have CFPB complaints?

No CFPB complaints against Titan Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Ubank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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