First Liberty Bank is a bank based in Liberty, Texas, established in 1913, with $890 million in total assets across 11 branches. By Trust Grade it ranks 128th of 349 banks we track in Texas. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against First Liberty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Liberty Bank compares to Texas peers
How we graded First Liberty Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Liberty Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 2301 N Main St, Pearland, TX 77581
- 1600 E Highway 6, Alvin, TX 77511
- 20102 Highway 6, Manvel, TX 77578
- 109 E Highway 90, Dayton, TX 77535
- 1900 Sam Houston St, Liberty, TX 77575
- 24900 Fm 2100 Rd, Huffman, TX 77336
- 11030 Highway 146 N, Liberty, TX 77575
- 15113 Highway 90, Beaumont, TX 77713
- 900 Highway 146, Dayton, TX 77535
- 7110 Fm 3180 Rd, Baytown, TX 77523
- 979 County Road 5270, Cleveland, TX 77327
Are deposits at First Liberty Bank insured?
Yes. First Liberty Bank is an FDIC-insured bank (FDIC certificate #3301). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Liberty Bank: frequently asked questions
Is First Liberty Bank a good bank?
First Liberty Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.27%).
Is First Liberty Bank FDIC-insured?
Yes. First Liberty Bank is a FDIC-insured bank (FDIC certificate #3301). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Liberty Bank?
First Liberty Bank holds $890 million in total assets, ranking 128th of 349 banks we track in Texas. It operates 11 branches.
Does First Liberty Bank have CFPB complaints?
No CFPB complaints against First Liberty Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
