The First National Bank Of Mertzon is a bank based in Mertzon, Texas, established in 1910, with $505 million in total assets across 3 branches. By Trust Grade it ranks 135th of 349 banks we track in Texas. Its capital ratio of 15.2% is stronger than 90% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against The First National Bank Of Mertzon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Mertzon compares to Texas peers
How we graded The First National Bank Of Mertzon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Strongly profitable (ROA 1.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Mertzon over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 230 W Twohig Ave, San Angelo, TX 76903
- 3399 Knickerbocker Rd, San Angelo, TX 76904
- 106 S Broadway St Ave, Mertzon, TX 76941
Are deposits at The First National Bank Of Mertzon insured?
Yes. The First National Bank Of Mertzon is an FDIC-insured bank (FDIC certificate #3339). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Mertzon: frequently asked questions
Is The First National Bank Of Mertzon a good bank?
The First National Bank Of Mertzon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.62%).
Is The First National Bank Of Mertzon FDIC-insured?
Yes. The First National Bank Of Mertzon is a FDIC-insured bank (FDIC certificate #3339). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Mertzon?
The First National Bank Of Mertzon holds $505 million in total assets, ranking 135th of 349 banks we track in Texas. It operates 3 branches.
Does The First National Bank Of Mertzon have CFPB complaints?
No CFPB complaints against The First National Bank Of Mertzon appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
