Western Bank is a bank based in Lubbock, Texas, established in 1909, with $944 million in total assets across 10 branches. By Trust Grade it ranks 288th of 349 banks we track in Texas. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Western Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Western Bank compares to Texas peers
How we graded Western Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 2.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Western Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 3 Main Plz, Gruver, TX 79040
- 1617 Broadway, Lubbock, TX 79401
- 2550 Buffalo Gap Rd, Abilene, TX 79605
- 607 Scurry St, Big Spring, TX 79720
- 1110 Clements, Brownwood, TX 76801
- 1116 Broadway, Lubbock, TX 79401
- 5701 82nd St, Lubbock, TX 79424
- 4800 Lexington Sq, Amarillo, TX 79119
- 1010 Kermit St, Plainview, TX 79072
- 11717 Slide Rd, Lubbock, TX 79424
Are deposits at Western Bank insured?
Yes. Western Bank is an FDIC-insured bank (FDIC certificate #1720). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Western Bank: frequently asked questions
Is Western Bank a good bank?
Western Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 2.02%).
Is Western Bank FDIC-insured?
Yes. Western Bank is a FDIC-insured bank (FDIC certificate #1720). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Western Bank?
Western Bank holds $944 million in total assets, ranking 288th of 349 banks we track in Texas. It operates 10 branches.
Does Western Bank have CFPB complaints?
No CFPB complaints against Western Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
