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Texas Bank

Henderson, TX · Est. 1973 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Texas Bank is a bank based in Henderson, Texas, established in 1973, with $953 million in total assets across 13 branches. By Trust Grade it ranks 65th of 349 banks we track in Texas. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Texas Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$953.2M
$100M–1B institution
Deposits
$825.3M
Branches
13
Capital ratio
10.4%
Top 45% of $100M–1B peers · Texas median 10.9%
Return on assets
1.2%
Top 50% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#65
of 349 banks

How Texas Bank compares to Texas peers

Capital ratio
Top 45% of $100M–1B peers
Texas Bank
10.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Texas Bank
1.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 1120 Us Highway 79 N, Henderson, TX 75652
  • 230 W Johnson St, Tatum, TX 75691
  • 500 North St, Nacogdoches, TX 75961
  • 1815 Us Highway 79 S, Henderson, TX 75654
  • 4018 Estes Pkwy, Longview, TX 75603
  • 5101 Rhones Quarter Rd, Tyler, TX 75707
  • 805 E 1st St, Prosper, TX 75078
  • 605 S Main St, Henderson, TX 75654
  • 290 S Preston Rd, Prosper, TX 75078
  • 2014 W White St, Anna, TX 75409
  • 1189 W Van Alstyne Pkwy, Van Alstyne, TX 75495
  • 7680 Preston Rd, Frisco, TX 75034
  • 877 N Preston Rd, Gunter, TX 75058

Are deposits at Texas Bank insured?

Yes. Texas Bank is an FDIC-insured bank (FDIC certificate #21074). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Bank: frequently asked questions

Is Texas Bank a good bank?

Texas Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.20%).

Is Texas Bank FDIC-insured?

Yes. Texas Bank is a FDIC-insured bank (FDIC certificate #21074). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Bank?

Texas Bank holds $953 million in total assets, ranking 65th of 349 banks we track in Texas. It operates 13 branches.

Does Texas Bank have CFPB complaints?

No CFPB complaints against Texas Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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