Texas Community Bank is a bank based in Laredo, Texas, established in 1983, with $2.2 billion in total assets across 11 branches. By Trust Grade it ranks 78th of 349 banks we track in Texas. Its capital ratio of 12.4% is stronger than 80% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Texas Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Community Bank compares to Texas peers
How we graded Texas Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 2.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 6721 Mcpherson Rd, Laredo, TX 78041
- 85 Ne Loop 410, San Antonio, TX 78216
- 19401 Somerset Rd, Somerset, TX 78069
- 1128 E Nolana Ave, Mcallen, TX 78504
- 3505 Boca Chica Blvd, Brownsville, TX 78521
- 1826 N Loop 1604 W, San Antonio, TX 78248
- 401 Pecan St, Del Rio, TX 78840
- 2411 Veterans Blvd, Del Rio, TX 78840
- 8310-1 North Capital Of Texas Hwy, Ste. 288, Austin, TX 78731
- 2102 Guadalupe St, Laredo, TX 78043
- 2110 Lowry Rd, Laredo, TX 78045
Are deposits at Texas Community Bank insured?
Yes. Texas Community Bank is an FDIC-insured bank (FDIC certificate #24563). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Community Bank: frequently asked questions
Is Texas Community Bank a good bank?
Texas Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 2.03%).
Is Texas Community Bank FDIC-insured?
Yes. Texas Community Bank is a FDIC-insured bank (FDIC certificate #24563). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas Community Bank?
Texas Community Bank holds $2.2 billion in total assets, ranking 78th of 349 banks we track in Texas. It operates 11 branches.
Does Texas Community Bank have CFPB complaints?
No CFPB complaints against Texas Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
