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Golden Bank, National Association

Houston, TX · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Golden Bank, National Association is a bank based in Houston, Texas, established in 1985, with $2.2 billion in total assets across 11 branches. By Trust Grade it ranks 88th of 349 banks we track in Texas. Its capital ratio of 13.3% is stronger than 87% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against Golden Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Deposits
$1.9B
Branches
11
Capital ratio
13.3%
Top 13% of $1B–10B peers · Texas median 10.9%
Return on assets
1.5%
Top 30% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#88
of 349 banks

How Golden Bank, National Association compares to Texas peers

Capital ratio
Top 13% of $1B–10B peers
Golden Bank,
13.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
Golden Bank,
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Golden Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 2287 Highway 6, Sugar Land, TX 77478
  • 300 Terrace Dr, Richardson, TX 75081
  • 9315 Bellaire Blvd, Houston, TX 77036
  • 240 Legacy Dr, Plano, TX 75023
  • 7250 Harwin Dr, Houston, TX 77036
  • 17458 Colima Rd, Rowland Heights, CA 91748
  • 2827 Park Ave, Tustin, CA 92782
  • 105 E Valley Blvd, Alhambra, CA 91801
  • 39 S El Camino Real, Millbrae, CA 94030
  • 10562 S De Anza Blvd, Cupertino, CA 95014
  • 46324 Warm Springs Boulevard, Fremont, CA 94539

Are deposits at Golden Bank, National Association insured?

Yes. Golden Bank, National Association is an FDIC-insured bank (FDIC certificate #26223). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden Bank, National Association: frequently asked questions

Is Golden Bank, National Association a good bank?

Golden Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.49%).

Is Golden Bank, National Association FDIC-insured?

Yes. Golden Bank, National Association is a FDIC-insured bank (FDIC certificate #26223). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Golden Bank, National Association?

Golden Bank, National Association holds $2.2 billion in total assets, ranking 88th of 349 banks we track in Texas. It operates 11 branches.

Does Golden Bank, National Association have CFPB complaints?

No CFPB complaints against Golden Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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