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Austin Bank, Texas National Association

Jacksonville, TX · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Austin Bank, Texas National Association is a bank based in Jacksonville, Texas, established in 1900, with $3.3 billion in total assets across 39 branches. By Trust Grade it ranks 124th of 349 banks we track in Texas. Its capital ratio of 15.1% is stronger than 93% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Austin Bank, Texas National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Deposits
$2.7B
Branches
39
Capital ratio
15.1%
Top 7% of $1B–10B peers · Texas median 10.9%
Return on assets
2.0%
Top 9% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#124
of 349 banks

How Austin Bank, Texas National Association compares to Texas peers

Capital ratio
Top 7% of $1B–10B peers
Austin Bank,
15.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $1B–10B peers
Austin Bank,
2.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Austin Bank, Texas National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 2.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Austin Bank, Texas National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (39)

  • 139 N Main St, Grand Saline, TX 75140
  • 108 E Broadway St, Big Sandy, TX 75755
  • 100 Horton St, Whitehouse, TX 75791
  • 1006 Stone Rd, Kilgore, TX 75662
  • 20333 State Highway 249, Houston, TX 77070
  • 3400 W Marshall Ave, Longview, TX 75604
  • 1700 S Jackson St, Jacksonville, TX 75766
  • 1210 E Pinecrest Dr, Marshall, TX 75670
  • 200 E Commerce St, Jacksonville, TX 75766
  • 16909 Texas 155, Flint, TX 75762
  • 2745 S Loop 256, Palestine, TX 75801
  • 550 N Us Highway 59, Garrison, TX 75946
  • 5515 Old Bullard Rd, Tyler, TX 75703
  • 611 S Beckham Ave, Tyler, TX 75701
  • 911 W Loop 281, Longview, TX 75604
  • 5653 Us Highway 259, Longview, TX 75605
  • 611 Us Highway 271 N, Gilmer, TX 75644
  • 308 E Loop 281, Longview, TX 75605
  • 766 W Main St, Van, TX 75790
  • 610 W Lennon Dr, Emory, TX 75440
  • 210 N Houston St, Bullard, TX 75757
  • 8500 Cypresswood Dr, Spring, TX 77379
  • 1625 Broadway Ave, Gladewater, TX 75647
  • 3120 North St, Nacogdoches, TX 75965
  • 507 W Duval St, Troup, TX 75789
  • 305 S Broadway Ave, Tyler, TX 75702
  • 1230 Loop 323 Ssw, Tyler, TX 75701
  • 2609 Gilmer Rd, Longview, TX 75604
  • 108 Market Square Blvd, Tyler, TX 75703
  • 2000 S John Redditt Dr, Lufkin, TX 75904
  • 603 S Main St, Lindale, TX 75771
  • 807 E Houston St, Cleveland, TX 77327
  • 110 E Spring St, Palestine, TX 75801
  • 169 S Frankston Hwy, Frankston, TX 75763
  • 26502 Kuykendahl Rd, The Woodlands, TX 77375
  • 18405 Highway 105 W, Montgomery, TX 77356
  • 9375 Fm 1097 Rd W, Willis, TX 77318
  • 216 S Main St, Rusk, TX 75785
  • 352 Jacob St, Timpson, TX 75975

Are deposits at Austin Bank, Texas National Association insured?

Yes. Austin Bank, Texas National Association is an FDIC-insured bank (FDIC certificate #3276). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Austin Bank, Texas National Association: frequently asked questions

Is Austin Bank, Texas National Association a good bank?

Austin Bank, Texas National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 2.04%).

Is Austin Bank, Texas National Association FDIC-insured?

Yes. Austin Bank, Texas National Association is a FDIC-insured bank (FDIC certificate #3276). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Austin Bank, Texas National Association?

Austin Bank, Texas National Association holds $3.3 billion in total assets, ranking 124th of 349 banks we track in Texas. It operates 39 branches.

Does Austin Bank, Texas National Association have CFPB complaints?

No CFPB complaints against Austin Bank, Texas National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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