bank

Texas Regional Bank

Harlingen, TX · Est. 1987 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Texas Regional Bank is a bank based in Harlingen, Texas, established in 1987, with $3.0 billion in total assets across 37 branches. By Trust Grade it ranks 320th of 349 banks we track in Texas. Its capital ratio of 8.9% trails most similarly sized banks (22th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Texas Regional Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0B
$1B–10B institution
Deposits
$2.5B
Branches
37
Capital ratio
8.9%
Bottom 22% of $1B–10B peers · Texas median 10.9%
Return on assets
-0.0%
Bottom 2% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#320
of 349 banks

How Texas Regional Bank compares to Texas peers

Capital ratio
Bottom 22% of $1B–10B peers
Texas Regional
8.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Texas Regional
-0.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Regional Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.9% capital ratio)
  • Unprofitable over the period (ROA -0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Regional Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (37)

  • 1801 S Mccoll Rd, Mcallen, TX 78503
  • 609 E Main St, Fredericksburg, TX 78624
  • 416 4th St, Blanco, TX 78606
  • 5644 Lyndon B Johnson Fwy, Dallas, TX 75240
  • 5201 N 23rd St, Mcallen, TX 78504
  • 20419 Highway 46 W, Spring Branch, TX 78070
  • 6770 West Interstate 2, Harlingen, TX 78552
  • 15451 Ranch Road 12, Wimberley, TX 78676
  • 4925 S Mccoll Rd, Edinburg, TX 78539
  • 320 Eagle Dr, Denton, TX 76201
  • 401 N Saint Marys St, Falfurrias, TX 78355
  • 3450 Pablo Kisel Blvd, Brownsville, TX 78526
  • 4501 N 10th St, Mcallen, TX 78504
  • 2300 E Griffin Pkwy, Mission, TX 78572
  • 400 N Westgate Dr, Weslaco, TX 78596
  • 1020 E Mccart St, Krum, TX 76249
  • 310 Wonder World Dr, San Marcos, TX 78666
  • 2019 S 77 Sunshine Strip, Harlingen, TX 78550
  • 700 W Highway 290, Dripping Springs, TX 78620
  • 15960 Championship Pkwy, Fort Worth, TX 76177
  • 203 S Jackson Rd, Edinburg, TX 78539
  • 3275 Boca Chica Blvd, Brownsville, TX 78521
  • 206 East Main Street, Johnson City, TX 78636
  • 3944 Ranch Road 620 S, Bee Cave, TX 78738
  • 0500 West Business Highway 77 Suite 101, San Benito, TX 78586
  • 9821 Katy Fwy, Houston, TX 77024
  • 3200 W 4th St, Fort Worth, TX 76107
  • 1001 Congress Ave, Austin, TX 78701
  • 10635 Louetta Rd, Houston, TX 77070
  • 18460 Blanco Road, San Antonio, TX 78258
  • 2025 West Southlake Blvd, Southlake, TX 76092
  • 4389 East Us Highway 83, Rio Grande City, TX 78582
  • 601 Main Street, Kerrville, TX 78028
  • 1306 Spacek Road, Rosenberg, TX 77471
  • 5709 West Lovers Lane, Dallas, TX 75209
  • 13295 Fm 1488 Rd, Magnolia, TX 77354
  • 21 Herff Rd, Boerne, TX 78006

Are deposits at Texas Regional Bank insured?

Yes. Texas Regional Bank is an FDIC-insured bank (FDIC certificate #26906). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Regional Bank: frequently asked questions

Is Texas Regional Bank a good bank?

Texas Regional Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.01%).

Is Texas Regional Bank FDIC-insured?

Yes. Texas Regional Bank is a FDIC-insured bank (FDIC certificate #26906). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Regional Bank?

Texas Regional Bank holds $3.0 billion in total assets, ranking 320th of 349 banks we track in Texas. It operates 37 branches.

Does Texas Regional Bank have CFPB complaints?

No CFPB complaints against Texas Regional Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Tib National Association
bank · Farmers Branch, TX · $3.0B assets
Susser Bank
bank · Dallas, TX · $2.9B assets
American First National Bank
bank · Houston, TX · $2.9B assets
American Momentum Bank
bank · College Station, TX · $2.8B assets
Jefferson Bank
bank · San Antonio, TX · $2.8B assets
West Texas National Bank
bank · Midland, TX · $2.8B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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