West Texas National Bank is a bank based in Midland, Texas, established in 1979, with $2.8 billion in total assets across 13 branches. By Trust Grade it ranks 71st of 349 banks we track in Texas. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against West Texas National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Texas National Bank compares to Texas peers
How we graded West Texas National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Texas National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 720 S Gaston St, Crane, TX 79731
- 101 S East Ave, Kermit, TX 79745
- 6 Desta Dr, Midland, TX 79705
- 200 Se Avenue B, Seminole, TX 79360
- 112 E 6th St, Pecos, TX 79772
- 53610 Texas 118, Terlingua, TX 79852
- 810 E Broadway St, Denver City, TX 79323
- 101 E Avenue E, Alpine, TX 79830
- 300 N Marienfeld St, Midland, TX 79701
- 5401 W Wadley Ave, Midland, TX 79707
- 6010 E Highway 191, Odessa, TX 79762
- 6502 Slide Rd, Lubbock, TX 79424
- 3320 - 3322 Olton Road, Plainview, TX 79072
Are deposits at West Texas National Bank insured?
Yes. West Texas National Bank is an FDIC-insured bank (FDIC certificate #22957). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Texas National Bank: frequently asked questions
Is West Texas National Bank a good bank?
West Texas National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.05%).
Is West Texas National Bank FDIC-insured?
Yes. West Texas National Bank is a FDIC-insured bank (FDIC certificate #22957). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Texas National Bank?
West Texas National Bank holds $2.8 billion in total assets, ranking 71st of 349 banks we track in Texas. It operates 13 branches.
Does West Texas National Bank have CFPB complaints?
No CFPB complaints against West Texas National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
