Txn Bank is a bank based in Hondo, Texas, established in 1934, with $660 million in total assets across 7 branches. By Trust Grade it ranks 301st of 349 banks we track in Texas. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Txn Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Txn Bank compares to Texas peers
How we graded Txn Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Txn Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 727 E Main St, Uvalde, TX 78801
- 15996 S Front St, La Coste, TX 78039
- 355 Highway 16 South, Bandera, TX 78003
- 835 Highway 90 East, Castroville, TX 78009
- 410 Us Highway 83, Leakey, TX 78873
- 20102 Interstate 35 S, Lytle, TX 78052
- 103 19th Street, Hondo, TX 78861
Are deposits at Txn Bank insured?
Yes. Txn Bank is an FDIC-insured bank (FDIC certificate #15345). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Txn Bank: frequently asked questions
Is Txn Bank a good bank?
Txn Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.95%).
Is Txn Bank FDIC-insured?
Yes. Txn Bank is a FDIC-insured bank (FDIC certificate #15345). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Txn Bank?
Txn Bank holds $660 million in total assets, ranking 301st of 349 banks we track in Texas. It operates 7 branches.
Does Txn Bank have CFPB complaints?
No CFPB complaints against Txn Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
