American State Bank is a bank based in Arp, Texas, established in 1911, with $653 million in total assets across 5 branches. By Trust Grade it ranks 311th of 349 banks we track in Texas. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Texas median of 10.9%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against American State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American State Bank compares to Texas peers
How we graded American State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 12300 State Highway 64 E, Tyler, TX 75707
- 5202 Old Jacksonville Hwy, Tyler, TX 75703
- 1116 Troup Hwy, Tyler, TX 75701
- 2501 S Main St, Lindale, TX 75771
- 102 W Front, Arp, TX 75750
Are deposits at American State Bank insured?
Yes. American State Bank is an FDIC-insured bank (FDIC certificate #9967). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American State Bank: frequently asked questions
Is American State Bank a good bank?
American State Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -0.19%).
Is American State Bank FDIC-insured?
Yes. American State Bank is a FDIC-insured bank (FDIC certificate #9967). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American State Bank?
American State Bank holds $653 million in total assets, ranking 311th of 349 banks we track in Texas. It operates 5 branches.
Does American State Bank have CFPB complaints?
No CFPB complaints against American State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
