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Henderson Federal Savings Bank

Henderson, TX · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Henderson Federal Savings Bank is a bank based in Henderson, Texas, established in 1934, with $118 million in total assets across 1 branch. By Trust Grade it ranks 181st of 349 banks we track in Texas. Its capital ratio of 25.4% is stronger than 98% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Henderson Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$118.5M
$100M–1B institution
Deposits
$87.7M
Branches
1
Capital ratio
25.4%
Top 2% of $100M–1B peers · Texas median 10.9%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#181
of 349 banks

How Henderson Federal Savings Bank compares to Texas peers

Capital ratio
Top 2% of $100M–1B peers
Henderson Federal
25.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Henderson Federal
1.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Henderson Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (25.4% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Henderson Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 130 N Marshall St, Henderson, TX 75652

Are deposits at Henderson Federal Savings Bank insured?

Yes. Henderson Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29241). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Henderson Federal Savings Bank: frequently asked questions

Is Henderson Federal Savings Bank a good bank?

Henderson Federal Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (25.4% capital ratio); Profitable (ROA 0.96%).

Is Henderson Federal Savings Bank FDIC-insured?

Yes. Henderson Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29241). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Henderson Federal Savings Bank?

Henderson Federal Savings Bank holds $118 million in total assets, ranking 181st of 349 banks we track in Texas. It operates 1 branch.

Does Henderson Federal Savings Bank have CFPB complaints?

No CFPB complaints against Henderson Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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