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Stockmens National Bank In Cotulla

Cotulla, TX · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Stockmens National Bank In Cotulla is a bank based in Cotulla, Texas, established in 1904, with $121 million in total assets across 1 branch. By Trust Grade it ranks 169th of 349 banks we track in Texas. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Stockmens National Bank In Cotulla appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.4M
$100M–1B institution
Deposits
$109.3M
Branches
1
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Texas median 10.9%
Return on assets
1.8%
Top 17% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#169
of 349 banks

How Stockmens National Bank In Cotulla compares to Texas peers

Capital ratio
Bottom 46% of $100M–1B peers
Stockmens National
9.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Stockmens National
1.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Stockmens National Bank In Cotulla

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stockmens National Bank In Cotulla over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 206 N Main St, Cotulla, TX 78014

Are deposits at Stockmens National Bank In Cotulla insured?

Yes. Stockmens National Bank In Cotulla is an FDIC-insured bank (FDIC certificate #14864). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stockmens National Bank In Cotulla: frequently asked questions

Is Stockmens National Bank In Cotulla a good bank?

Stockmens National Bank In Cotulla earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.83%).

Is Stockmens National Bank In Cotulla FDIC-insured?

Yes. Stockmens National Bank In Cotulla is a FDIC-insured bank (FDIC certificate #14864). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Stockmens National Bank In Cotulla?

Stockmens National Bank In Cotulla holds $121 million in total assets, ranking 169th of 349 banks we track in Texas. It operates 1 branch.

Does Stockmens National Bank In Cotulla have CFPB complaints?

No CFPB complaints against Stockmens National Bank In Cotulla appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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