The Moody National Bank is a bank based in Galveston, Texas, established in 1907, with $1.5 billion in total assets across 14 branches. By Trust Grade it ranks 206th of 349 banks we track in Texas. Its capital ratio of 14.5% is stronger than 92% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against The Moody National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Moody National Bank compares to Texas peers
How we graded The Moody National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Moody National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 6820 Seawall Blvd, Galveston, TX 77551
- 7940 Emmett F Lowry Expy, Texas City, TX 77591
- 1100 Bay Area Blvd, Houston, TX 77058
- 408 W Parkwood Ave, Friendswood, TX 77546
- 2302 Post Office St, Galveston, TX 77550
- 2901 S Shore Blvd, League City, TX 77573
- 6003 Fairmont Pkwy, Pasadena, TX 77505
- 128 Oyster Creek Dr, Lake Jackson, TX 77566
- 850 N Eldridge Pkwy, Houston, TX 77079
- 1555 Fm 646 Rd W, Dickinson, TX 77539
- 7610 Highway 90a, Sugar Land, TX 77478
- 2338 Nasa Pkwy, Seabrook, TX 77586
- 7900 Shoal Creek Blvd, Austin, TX 78757
- 401 Main Plz, New Braunfels, TX 78130
Are deposits at The Moody National Bank insured?
Yes. The Moody National Bank is an FDIC-insured bank (FDIC certificate #3210). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Moody National Bank: frequently asked questions
Is The Moody National Bank a good bank?
The Moody National Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.77%).
Is The Moody National Bank FDIC-insured?
Yes. The Moody National Bank is a FDIC-insured bank (FDIC certificate #3210). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Moody National Bank?
The Moody National Bank holds $1.5 billion in total assets, ranking 206th of 349 banks we track in Texas. It operates 14 branches.
Does The Moody National Bank have CFPB complaints?
No CFPB complaints against The Moody National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
