Southwestern National Bank is a bank based in Houston, Texas, established in 1997, with $1.4 billion in total assets across 9 branches. By Trust Grade it ranks 140th of 349 banks we track in Texas. Its capital ratio of 11.9% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Southwestern National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwestern National Bank compares to Texas peers
How we graded Southwestern National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwestern National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 3508 Highway 6, Sugar Land, TX 77478
- 2304 Coit Rd, Plano, TX 75075
- 11220 N Lamar Blvd, Austin, TX 78753
- 6901 Corporate Dr, Houston, TX 77036
- 500 N Central Expy, Richardson, TX 75080
- 2951 W Ball Rd Unit 100, Anaheim, CA 92804
- 1528 S El Camino Real, San Mateo, CA 94402
- 3530 Wilshire Boulevard, Suite #1520, Los Angeles, CA 90010
- 2534 Royal Ln, Dallas, TX 75229
Are deposits at Southwestern National Bank insured?
Yes. Southwestern National Bank is an FDIC-insured bank (FDIC certificate #34319). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwestern National Bank: frequently asked questions
Is Southwestern National Bank a good bank?
Southwestern National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.30%).
Is Southwestern National Bank FDIC-insured?
Yes. Southwestern National Bank is a FDIC-insured bank (FDIC certificate #34319). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwestern National Bank?
Southwestern National Bank holds $1.4 billion in total assets, ranking 140th of 349 banks we track in Texas. It operates 9 branches.
Does Southwestern National Bank have CFPB complaints?
No CFPB complaints against Southwestern National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
