Elizabethton Federal Savings Bank is a bank based in Elizabethton, Tennessee, established in 1937, with $324 million in total assets across 5 branches. By Trust Grade it ranks 17th of 109 banks we track in Tennessee. Its capital ratio of 42.0% is stronger than 99% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Elizabethton Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Elizabethton Federal Savings Bank compares to Tennessee peers
How we graded Elizabethton Federal Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (42.0% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Elizabethton Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 404 South Shadt Street, Mountain City, TN 37683
- 400 Bemberg Rd, Elizabethton, TN 37643
- 304 Sunset Dr, Johnson City, TN 37604
- 112 N Sycamore St, Elizabethton, TN 37643
- 1190 W State Of Franklin Rd, Johnson City, TN 37604
Are deposits at Elizabethton Federal Savings Bank insured?
Yes. Elizabethton Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29904). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Elizabethton Federal Savings Bank: frequently asked questions
Is Elizabethton Federal Savings Bank a good bank?
Elizabethton Federal Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (42.0% capital ratio); Strongly profitable (ROA 1.17%).
Is Elizabethton Federal Savings Bank FDIC-insured?
Yes. Elizabethton Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29904). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Elizabethton Federal Savings Bank?
Elizabethton Federal Savings Bank holds $324 million in total assets, ranking 17th of 109 banks we track in Tennessee. It operates 5 branches.
Does Elizabethton Federal Savings Bank have CFPB complaints?
No CFPB complaints against Elizabethton Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
