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Decatur County Bank

Decaturville, TN · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Decatur County Bank is a bank based in Decaturville, Tennessee, established in 1899, with $321 million in total assets across 5 branches. By Trust Grade it ranks 86th of 109 banks we track in Tennessee. Its capital ratio of 8.4% trails most similarly sized banks (19th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Decatur County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$321.2M
$100M–1B institution
Deposits
$291.2M
Branches
5
Capital ratio
8.4%
Bottom 19% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#86
of 109 banks

How Decatur County Bank compares to Tennessee peers

Capital ratio
Bottom 19% of $100M–1B peers
Decatur County
8.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Decatur County
1.0%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Decatur County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Decatur County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 169 Tennessee Ave S, Parsons, TN 38363
  • 56 N Pleasant St, Decaturville, TN 38329
  • 92 Exeter Rd, Jackson, TN 38305
  • 1489 E Main St, Brownsville, TN 38012
  • 7505 Capital Dr., Germantown, TN 38138

Are deposits at Decatur County Bank insured?

Yes. Decatur County Bank is an FDIC-insured bank (FDIC certificate #6101). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Decatur County Bank: frequently asked questions

Is Decatur County Bank a good bank?

Decatur County Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.96%).

Is Decatur County Bank FDIC-insured?

Yes. Decatur County Bank is a FDIC-insured bank (FDIC certificate #6101). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Decatur County Bank?

Decatur County Bank holds $321 million in total assets, ranking 86th of 109 banks we track in Tennessee. It operates 5 branches.

Does Decatur County Bank have CFPB complaints?

No CFPB complaints against Decatur County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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